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Our roots are in land financing. We specialize in long-term financing of farms, timber and forestry operations, agribusiness, recreational land and other rural property.

We are a locally owned cooperative and understand the lending needs of our borrowers. With an experienced staff, a variety of loan products, and nine offices to serve you, we strive to help you invest in your dreams.

If owning rural property is in your future, talk with us first.

Federal Land Bank of South Alabama Going Strong in Uncertain Economic Times
Considering the volatility that we have witnessed in the general economy lately, it is easy for us to focus on the difficulties we each face rather than all the good things happening around us. So, let me point out one of those good things. Read More...
 
South Alabama Distributed $3.2 Million
to Borrowers
The Federal Land Bank Association (FLBA) of South Alabama distributed $3.2 million in cash patronage to its borrowers. Read More...
 
FLBA of South Alabama, FLCA
Working with people just like you
for over 90 years
 
  • Loan terms ranging from five to 30 years
  • Annual, semi-annual, quarterly or monthly payments
  • Fixed and variable interest rate products
  • Fixed rates with and without prepayment penalties
  • Interest-only for up to 10 years for eligible loans

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